Having to make an insurance claim is stressful, but if your insurance company is disputing your claim or refusing to pay, the results can be devastating. Whether you have been injured in an accident or have experienced a fire loss, you rely on your insurance policy to protect you and your loved ones from the financial consequences of the unforeseen.
Unfortunately, some insurance companies refuse to pay on claims. They may provide reasons for their denial that are confusing or that you believe to be incorrect, or may not give any reasons at all. You do not need to accept a denial of your claim. The insurance lawyers at Jasmine Daya & Co. in Toronto can help with your insurance dispute settlement and get you the compensation you deserve.
Insurance policies are notoriously complicated and can be quite confusing. If your insurer is refusing to cover your loss, you may mistakenly believe it is justified somewhere in the policy. For this reason, it is important to consult with a personal injury lawyer for clarification on the terms of your policy to ensure the information you are receiving from the insurance company is accurate. Do not simply accept the insurance company at their word. The insurance dispute lawyers at Jasmine Daya & Co. have decades of experience handling all manner of insurance disputes, including:
Your insurance company has a duty to act in “good faith” when they are handling your claim. This means they have to act honestly and professionally at all times. In a small number of cases, you may be entitled to additional damages where your insurer has acted in bad faith. Our insurance dispute lawyers can assess your situation and determine whether a claim for aggravated or punitive damages is warranted.
No matter what the reason the insurance company gives for the denial of your claim, you should seek legal advice to make sure the denial is justified. If you do not, you may be accepting a wrongful denial of coverage, and leaving possible benefits on the table.
If you have had an insurance claim denied, or are involved in any type of disagreement with your insurance company, our insurance dispute lawyers can review your policy and provide advice. To speak to a dedicated and knowledgeable lawyer and get an honest opinion about your case, contact Jasmine Daya & Co. in Toronto, online or at 416-967-9100. We offer a free consultation to new clients and can help you gain the insight you need to move forward.