Whether you are disabled as the result of an accident or because of a medical condition, accessing short- or long-term disability insurance coverage or government assistance can be critical to maintaining your quality of life. Many employees have access to some form of disability benefit through their employer’s group plan, or through some other personal insurance plan they have purchased.
However, even where you, or your loved one, has a clearly documented condition, it can be extremely difficult to secure disability benefits from your insurance company. Your claim could be denied for any number of reasons, including:
Insurance companies will often try to cut off coverage for these types of claims, and it is not unusual or unexpected to receive a denial letter. This can be very discouraging when you are financially vulnerable and dealing with a chronic condition or injury, and are depending on your insurance coverage.
You do not need to accept the insurance company’s denial of your benefits, but you will need advice from a skilled insurance lawyer who knows the ins-and-outs of the industry.
At Jasmine Daya & Co. in Toronto, our disability insurance lawyers have decades of experience handling disability cases on behalf of claimants. We use our insider knowledge of how insurance companies function to help you succeed in your claim for long-term and other disability benefits.
If you are being pressured to return to work before you are ready, or have had your claim delayed or denied by your insurer, we offer free consultations to review your situation and see how we can assist. Our team of disability insurance lawyers has the skills necessary to fight the insurance company on your behalf, and give you an advantage in your disability claim. Contact us online or at 416-967-9100 to make an appointment today.